While most of us are winding down after the whirlwind of the holiday season, some investors are gearing up for the annual “January effect.” This is the theory that, seasonally, stocks tend to rise in January more than in any other month. It is a theory that has some basis in historical fact. On average, Read more
Investing
Getting a Good Start: A Guide to Investing
Think you don’t have enough money to start investing? Think again. Anyone can learn to begin investing, even if you start your journey with just $100. But when you do start investing, the most important part of the process is to have some basic knowledge. Investing is when you buy something in hopes that it Read more
Annuities Explained: Types, Fees, Taxes & What Investors Should Know
An annuity is a contractual relationship between an investor and an insurance company that is designed to meet retirement or other long-range cash flow goals. As insurance products, annuities are defined by a contract between the investor and the issuing insurance company. In this contract, the insurance company usually agrees to make either a lump-sum Read more