You may be doing everything right with your finances: contributing to a 401(k), and building savings for a house, a new car, college tuition, or retirement. But have you pulled all those pieces together into a true financial plan? A financial plan provides a roadmap to help you understand your financial picture, achieve your financial Read more
Here’s the Bill: How New Legislation Will Affect Individual Taxpayers
On July 4, 2025, President Trump signed Public Law 119-21 (also known as the “One Big Beautiful Bill Act of 2025”) a wide-ranging domestic policy bill approved on a mostly party-line vote, with all congressional Democrats voting no and Sen. Susan Collins of Maine, Sen. Thom Tillis of North Carolina, Sen. Rand Paul of Kentucky, Read more
Horns of a Dilemma: Is Stagflation on Its Way?
As the effect of the Trump administration’s fluctuating tariff policies have heightened uncertainty for consumers and the markets, economists have begun to worry about the looming risk of stagflation, an economic condition not seen in the United States since the 1970s. Though the U.S. economy is still in a “strong position” according to the Federal Read more
Shockwaves: Which Way Is Up?
Whether it’s the volatility in the stock market, concerns about tariff-induced inflation, the fluctuation in interest rates, or the growing talk of recession (and stagflation), the economic outlook in April was more fluid and less predictable day-to-day, and that seems unlikely to change any time soon. Even though the Trump administration has suspended its country-by-country Read more
Brace for Impact: How to Prepare for a Recession
Recession fears eased a bit in 2024, with a low unemployment rate, rising wages, and inflation drifting down towards the Federal Reserve’s 2% target, the U.S. central bank cutting interest rates, and many economists thinking the Fed had nailed a “soft landing” from the high inflation of 2021 and 2022. But now the jitters are Read more
Risk Avoidance: Why Diversification Makes Sense in Uncertain Times
In a world defined by economic uncertainty, geopolitical tension, and shifting consumer behaviors, relying on a single type of investment can become increasingly risky. To manage risk (not only in times of uncertainty), diversification is a fundamental strategy for investors to build a portfolio focused on long-term growth. Rather than concentrating money in a single Read more