Bowen Asset Management LLC (“BAM”) a Pennsylvania Registered investment advisor. Zack R Bowen is a Principal of BAM. Posts by Zack Bowen and/or BAM should not be construed as a solicitation to effect, or attempt to effect transactions is securities, or the rendering of personalized investment advice over the Internet. BAM may only transact business in those states in which it is registered, or qualifies for an exemption of exclusion from registration requirements. Due to changing market conditions, any statements concerning securities or investment markets, statements made or linked to this account may no longer be reflective of current position(s) and/or opinions of Zack Bowen or BAM.  No statements made or linked to on this web site should be interpreted as legal, accounting or tax advice.  BAM may describe, reference, or provide links, in its sole discretion, to other information or products or sites on the World Wide Web for the convenience of our customers and visitors in locating related information and services.  BAM assumes no liability for the content of any linked sites, including, without limitation, the accuracy, subject matter, quality or timeliness of the content.  Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with BAM with respect to any linked site or its sponsor, unless expressly stated by BAM.  Any such information, products or sites have not necessarily been reviewed by BAM and are provided or maintained by third parties over which BAM exercises no control.  In addition, to the extent that they were reviewed by BAM, BAM undertakes no responsibility for continually monitoring such sites; the material at a site when BAM viewed it may differ materially than when you do.  Accordingly, BAM expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party sites.