Fee-only advisers generally sell their knowledge. These advisers charge only for their advice and the ongoing management of their client’s investments. These advisers do not receive any commissions or incentives for placement of their client funds in any products. The adviser’s fee grows as a result of the increase in value of the client’s funds. We believe that this model is the only model where the advisor’s interests are truly aligned with those of the client.

As a fee-only adviser, our revenue is solely derived from client advisory fees. We do not sell annuities, insurance products, or commission investments. We do not receive commissions or brokerage fees, nor do we have any soft-dollar relationships with money managers that might influence the objective advice we provide. When purchasing investments for clients, we always attempt to purchase the class of stock, mutual fund, and other investments, with the lowest net expense given the client’s anticipated holding circumstances. You will incur trading fees directly billed by the third-party custodian housing your portfolio. But our goal is to work to keep these brokerage charges as low as possible, since our revenue is based on your portfolio’s size.